BETVIBE TERMS OF SERVICE

These Terms of Service (these "Terms" or this "Agreement") are a contract between you OTB Interactive, Inc., a Belize limited liability company ("OTB," "we," "our," or "us"). These Terms govern your access to and use of our electronic platforms and applications including our website located at betvibe.win (collectively, the "Platform") and all related products, services, programs, technologies, software, games, tools, features, and information or data available or communicated via the Platform (collectively, the "Services").

By accessing or using the Services, you agree that you have read, understand, and accept these Terms. If you do not agree to these Terms then you must not use the Services and we do not grant, shall not grant, or be deemed to grant to you, the license to access or use the Services. Upon taking any of the foregoing actions, you agree to be bound by this Agreement and any materials expressly incorporated herein including the Responsible Gaming Policy.

THESE TERMS INCLUDE A WAIVER OF ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, AS WELL AS A MANDATORY ARBITRATION CLAUSE THAT GOVERNS RESOLUTION OF CERTAIN DISPUTES AND WAIVES YOUR RIGHT TO SUE IN COURT OR HAVE A TRIAL BY JURY. PLEASE READ SECTION 16 CAREFULLY.

1. WHO MAY USE THE SERVICES

1.1 Eligibility

You represent and warrant that you:

• are an individual who is at least eighteen (18) years of age or older or the legal age of majority in your jurisdiction for participating in the Service;
• are capable of forming a binding contract with us in the jurisdiction you reside in;
• have not previously been suspended or removed from the Services;
• have the full right, power, and authority to agree to these Terms.

1.2 Applicable Laws

You acknowledge and understand that your use of the Services is subject to applicable law, regulations, and treaties including, without limitation, rules, regulations, and law addressing, without limitation, online gaming, digital assets, and decentralized finance ("Applicable Laws"). You agree that you will not use the Services in where such use violates Applicable Laws. It is your responsibility to ensure that your use of the Services complies with Applicable Laws.

1.3 Prohibited Jurisdictions

You must not access the Platform or use the Services if you are a resident of any of the following jurisdictions: Austria, Australia, Belize, Comoros (including Anjouan), Curaçao, France, Germany, Netherlands, Saint Martin, Sint Eustatius, Spain, the United Kingdom, the United States, all Financial Action Task Force (FATF) Blacklisted countries, or any other jurisdiction prohibited by the Anjouan Gaming Board.

1.4 Sanctions

You acknowledge and understand that your use of the Services is subject to sanctions and restrictions including, without limitation, economic sanctions, export restrictions, anti-money laundering law, and trade sanctions imposed, administered, or enforced by the United Nations Security Council, the Office of Financial Sanctions Implementation part of the HM Treasury, the United States Department of Treasury's Office of Foreign Asset Control, and the United States Department of State (collectively, "Sanctions").

You represent and warrant that you are not:

• subject to Sanctions;
• located, organized, or a resident in any country or territory subject to Sanctions;
• under the control of any person or entity located, organized, or a resident in any country or territory subject to Sanctions; and/or
• a citizen, resident, located, or organized in a jurisdiction where your access or use of the Services would otherwise be illegal.

We reserve the right, but not the obligation, to monitor the location from which you access the Platform or Services. We may temporarily suspend your access or use of the Services or terminate your access to the Services if we suspect non-compliance with these Terms. We make no representations or warranties express or implied as to the lawfulness of your access or use of the Services, nor shall any person affiliated with us, or claiming affiliation, with us have authority to make any such representation or warranties. Unless we have provided you with prior written approval, you are allowed only one account.

1.5 Changes to Your Eligibility

You hereby represent and warrant that you will notify us of any change in your circumstances which may affect your ability to meet the eligibility criteria or may result in a change to the Services available to you. If you no longer meet our eligibility criteria at any time (including because of a change to your circumstances or to our eligibility criteria), we may suspend or terminate your ability to access and/or use some or all of the Services.

1.6 Additional Exclusions

Employees, officers, directors, managers, agents, consultants, and representatives of OTB, and each of their respective divisions, affiliates, parent companies, subsidiaries, advertising, and promotion agencies (including in each case, immediate family members) are not permitted to use the Services for real money without the prior written consent of OTB's Chief Executive Officer. For purposes of these Terms, "immediate family members" includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as "in-laws," or by current or past marriage, remarriage, adoption, co-habitation, or other familial extension, and any other persons residing at the same household location, whether related or not. Should such activity be discovered, access will be immediately terminated and all winnings will be forfeited.

2. USING THE SERVICES

2.1 Digital Asset Wallets

You must use a third party non-custodial wallet software application that interacts with public blockchains and is compatible with the Platform and the Services ("Digital Asset Wallet"). Your relationship with a Digital Asset Wallet provider is governed by the terms and conditions of that third party's agreements. We assume no responsibility or liability in connection with your use of any Digital Asset Wallet. We reserve the right, in our sole discretion, to prohibit any Digital Asset Wallet from connecting to the Platform or from interacting with any part of the Services. We do not make any representations or warranties regarding how the Services or the Platform will interact or operate with your Digital Asset Wallet. By connecting a Digital Asset Wallet to the Platform, you agree to be bound by these Terms.

2.2 Digital Assets

We do not, at any time, custody, possess, or control the virtual currency, cryptocurrency, stablecoins, non-fungible tokens, liquid staking tokens, or other crypto assets (collectively, "Digital Assets") held, stored, or transferred to or from your Digital Asset Wallet. As the owner of Digital Assets stored in your Digital Asset Wallet, you acknowledge and agree that you bear all risk of loss related to Digital Assets sent, received, or stored in your Digital Asset Wallet. You acknowledge and agree that you are solely responsible for the custody of the cryptographic private keys associated with your Digital Asset Wallet and will not share your Digital Asset Wallet credentials or seed phrase with any third party. We accept no responsibility for, or liability to you, in connection with your use of any Digital Asset Wallet.

2.3 The Protocol

The Platform provides a web based means to access the software protocols that govern the operation of Digital Assets (the "Protocol"). The Platform is one but not the exclusive means of accessing the Protocol. The Protocol is comprised of open-source or source-available self-executing smart contracts. You acknowledge and agree that the Platform is distinct from the Protocol, the Platform is one but not the exclusive means of accessing the Protocol, and your Protocol interactions or transactions are not interactions or transactions with us.

2.4 Security

You are responsible for maintaining adequate security and control of any and all IDs, passwords, cryptographic private keys, hints, personal identification numbers (PINs), API keys, or other codes that you use to access the Services. Any loss or compromise of any of the foregoing can result in unauthorized access to your Digital Asset Wallet and the loss or theft of your Digital Assets. We assume no responsibility for any loss that you may sustain due to a compromise of your access credentials due to no fault of ours or your failure to follow up or act on any notices or alerts that we provide or send to you. In the event that we suspect that an unauthorized person is accessing the Services via your Digital Asset Wallet, we reserve the right to terminate, suspend, or restrict your access and use of the Services.

2.5 Fair Participation

OTB is committed to preventing the use of unfair practices in the Services, including but not limited to:

• user collusion;
• the use of software programs which are designed to enable artificial intelligence to play on the Services including, but not limited to, opponent-profiling, cheating software, automated computerized software or other equivalent mechanism that enables the user to have an unfair advantage over other users not using such programs or systems; and
• any Prohibited Activity (defined below).

You agree that you will use the Services fairly and in good faith and, and you will not engage in any unfair practice on or through the Platform or Services.

3. THIRD PARTY SERVICES AND WAIVER

The Platform may include, without limitation, links to sites, technology, applications, products, services, materials, or resources, provided or made available to you by third parties (collectively, "Third Party Services"). Your access and use of any Third Party Service are subject to the terms and policies of the applicable Third Party Service provider including, without limitation, Privy and its terms and conditions currently available here.

3.1 Third Party Services

You acknowledge and agree that you are solely responsible for any and all costs, charges, and fees associated with your use of any Third Party Service. Our integration or inclusion of any Third Party Service does not imply endorsement or recommendation. You acknowledge and agree that we are not responsible for the availability, reliability, accuracy, or legitimacy of any Third Party Service (including any related websites, resources, or links displayed therein). Any dispute you have involving a Third Party Service including, without limitation, your intellectual property rights, is between you and the provider of such Third Party Service. We will not be responsible or liable for any damage or loss caused or alleged to be caused by, or in connection with, your use of, or reliance on, any Third Party Service.

If, to the extent we permit, you grant express permission to a Third Party Service to access or connect to the Services through such third party or the Platform, you acknowledge that granting permission to any third party to take specific actions on your behalf does not relieve you of any of your responsibilities under these Terms. You are fully responsible for any act or omission of any third party. You acknowledge and agree that you will not hold us responsible for, and will indemnify us from, any liability arising out of or related to any act or omission of any third party with access to your Digital Asset Wallet, decentralized application, software, or other mechanism that you use to interact with the Services.

3.2 Third Party Accounts

You may connect third party online accounts provided you have with the Platform ("Third Party Accounts"). You represent and warrant that you are entitled to disclose Third Party Account login information to us and/or grant us access to your Third Party Account, without breach of any term or provision that governs your use of the applicable Third Party Account. You acknowledge and agree that by connecting any Third Party Account to the Platform we may access, make available, and store any information, data, or content stored in your Third Party Account (collectively, "Linked Account Information") so that such information is available on and through the Platform via your account. We make no effort to review any Linked Account Information for any purpose including, without limitation, for accuracy, legality, or non-infringement, and we are not responsible for any Linked Account Information.

4. REWARDS

In connection with the Services, you may earn or receive incentives, prizes, points, or rewards (collectively, "Rewards"). Any Reward that we may offer or make available through the Platform or the Services, from time to time and at any time, is subject to these Terms and any other applicable term or provision directly or indirectly related to or in connection with the Reward.

4.1 General Reward Terms

By accepting these Terms, you hereby unconditionally and irrevocably confirm that you understand and accept any and all risks directly related to or in connection with Rewards. You further agree and consent that you grant all necessary rights for using your Digital Assets that you use directly or in connection with any program, campaign, mission, or other activity we offer or make available (collectively, "Reward Services"). We reserve the right to change, modify, discontinue, or cancel any Reward Service at our sole discretion, at any time, and without notice to you.

Any information regarding the potential amount of a Reward is an estimate only. OTB does not, in any way, represent, warrant, covenant, or guarantee the rate, multiplier, or other formula used to calculate Rewards (collectively, "Reward Rates") will, at any time, remain the same and may fluctuate up or down from time to time. You acknowledge and agree that any representations, whether express or implied regarding any Reward Rate may be based on factors including but not limited to: (a) an estimate based on general market rates; (b) special rates during promotional periods; and/or (c) observations of available on-chain rates.

4.2 Slashing

Some or all of the aggregate amount of the Rewards or other amounts may be programmatically destroyed as a penalty imposed by the applicable underlying blockchain network ("Slashing Penalty"). As a result, there may be non-payment of Rewards. We will not be responsible or liable for any monetary or equitable damage you incur including any legal or monetary arising directly or in connection with your access, use, or unauthorized access of the Services.

4.3 No Guarantee of Rewards

You understand and agree that we do not guarantee that you will earn or receive any Reward. We expressly disclaim all representations and warranties regarding any Reward including, without limitation, that any:

• Reward will be received;
• Reward will occur on a continuous basis;
• Reward Service will be on an uninterrupted basis or error-free basis; and
• any particular Digital Asset will be available in connection with a Reward Service.

OTB has no liability for and expressly disclaims any loss, liability, or damage that you may incur directly, indirectly, or in connection with Rewards including, without limitation, damages arising from or in connection with: (a) interruptions to any and all Reward Services; (b) the protocols of the applicable blockchain network distributing Rewards; and (c) errors, defects, disruptions, discontinuances, and/or restrictions of Rewards and/or Reward Services.

5. ACKNOWLEDGEMENTS AND COVENANTS

By accessing or using the Services, you acknowledge, agree, represent, and warrant that you have received a copy of, have carefully read, understand, accept, and agree to assume all of the risks involved with the Platform, the Services, and Digital Assets including without limitation, all risks included in these Terms. You agree that we will not be liable to you for any loss, damage, expense, or liability that is or may relate to any of the risks specifically set forth in these Terms. You agree that you are able to bear any financial or other loss associated with or that may otherwise relate to your access or use of the Services.

You represent and warrant that you are not relying on (and will not at any time rely on) our communication (written or oral) as advice or as a recommendation to engage in any transaction or interaction involving the Services. You agree that we have not: (a) given any guarantee or representation as to the potential success, return, effect, or benefit (either legal, regulatory, tax, financial, accounting, or otherwise) of transacting in Digital Assets, and/or using the Services; and/or (b) made any representation to you regarding the legality of transacting in Digital Assets or using the Services under applicable law. In deciding to use the Services you have made your own independent decision that using the Services is suitable and appropriate for you.

You acknowledge and agree that we do not provide investment advice and any content on the Services or other communication channel should not be considered as tailored investment advice. You must seek professional advice regarding your particular financial, legal, technical, and other conditions prior to commencing your use of the Services. You represent and warrant that you fully understand all risks associated with using the Services and you have the necessary experience, understanding, and risk tolerance for using the Services including the necessary experience and knowledge to enter into any use or transaction regarding the Services. You acknowledge and accept any and all risks regarding the Services and are responsible for conducting your own independent analysis of the risks specific to your access or use of the Services.

WE MAKE NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, AS TO THE LAWFULNESS OF YOUR PARTICIPATION IN THE SERVICES, THE PLATFORM, REWARD SERVICES, GAMES, OR THIRD PARTY SERVICE, NOR SHALL ANY PERSON AFFILIATED, OR CLAIMING AFFILIATION, WITH US HAVE AUTHORITY TO MAKE ANY SUCH REPRESENTATIONS OR WARRANTIES.

6. FRAUDULENT AND OTHER PROHIBITED ACTIVITIES

You are prohibited from directly or indirectly accessing, using, or otherwise interacting with the Services or the Platform in a fraudulent, unlawful, or abusive manner. Such fraudulent, unlawful, or abusive activities include, without limitation, the activities described in this Section (each a "Prohibited Activity").

6.1 Fraudulent Activities

OTB has a zero-tolerance policy towards inappropriate play and fraudulent activity. Fraudulent activity includes, without limitation, any activity which operates to deceive or defraud, or attempt to deceive or defraud, us, any users, or any other person including, without limitation providing any false, inaccurate, or misleading information whether directly through the Services or through an external means that affects the Services with the intent to unlawfully obtain the property of another or to provide knowingly or recklessly false information, including in any way that causes inaccuracy among the content on the Services.

For transactions involving Digital Assets, you acknowledge that deposits and game interactions are generally irreversible, and any fraudulent attempts to reverse or dispute them may result in immediate account suspension, withholding of Rewards, and legal action to recover disputed amounts and related costs. We reserve the right to void, withhold, and/or require repayment of any or all winnings made by any user where we have reasonable grounds to believe that such user has acted to defraud or damage us or the Services. You acknowledge and accept that we reserve the right, at our sole discretion to suspend or withhold payment of any or all amounts (including winnings and Rewards) for such period of time as may reasonably be required.

If we reasonably suspect that you are under eighteen (18) years of age (or a higher age as specified in the applicable jurisdiction) and placed a bet through Services, we reserve the right to immediately suspend access to your account and may but shall not be obligated to take any other action or exercise any right under these Terms or that is not otherwise prohibited by applicable law.

6.2 Other Prohibited Activities

The specific types Prohibited Activities listed below are representative, but not exhaustive.

(a) Unlawful Activity

Activity which, in any way, would violate, or assist in violation of, any law, statue, ordinance, or regulation, sanctions programs administered in the countries where we offer the Services, or which would involve proceeds of any unlawful activity; publish, distribute, or disseminate any unlawful material or information.

(b) Abusive of Others

Interfere with another individual's access to or use of the Services including but not limited to exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content; defame, abuse, extort, harass, stalk, threaten, or otherwise violate or infringe the legal rights of others; ask for personally identifiable information, or otherwise; transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation; to impersonate or attempt to impersonate OTB, an employee, another user, or any other person or entity (including, without limitation, by using email addresses, screen names, similarly named or commonly misspelled URLs, or associated blockchain identities); engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services; incite, threaten, encourage, or promote hate, racial intolerance, or violent acts against others.

(c) Abusive Activity

To cause the Services, the Platform, underlying blockchain network(s) or technologies, or any other functionality with which the Services interact with, to work other than as intended; damage our reputation, or impair any of our legal rights or interests; engage in any activity or behavior that violates any applicable laws concerning, or otherwise damages, the integrity of the Services or any other service or software which relies on the Services; use the Services in any manner that could disable, overburden, damage, impair, or interfere with the Services, including the ability to engage in real time activities through the Services; use any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Services; attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the server on which the Services or information in connection with the Services is stored, or any server, computer, or database connected to the Services, including any underlying blockchain; through the use of any tools or techniques intended to circumvent, or attempt to circumvent, any restrictions that apply to the Services.

Without limitation to any other term or provision in these Terms, you represent and warrant to us that you:

• will not engage in any Prohibited Activity;
• will abide by any and all applicable law including Applicable Laws of the jurisdiction where you are located, all local, national, and international practices regarding Internet use, and all network agreements, rules, and procedures related to or in connection with the Services;
• will only preform transactions and make interactions that comply with applicable law and regulation in your jurisdiction;
• have obtained sufficient information about the Services, the Platform, Digital Assets, Reward Services, online gaming, and all other services, applications, and features directly related to or in connection with the Services to make an informed decisions in regard to your use of the Services;
• you will bear the full responsibility for any and all activities that occurs in connection with your use or access to the Services including, without limitation: (i) any transaction or interaction on the Platform or in connection with the Services; (ii) disclosing or publishing information; (iii) clicking to agree with various agreements; and (iv) uploading and submitting various documents or information; and
• you are the legal and rightful owner of the Digital Assets in the Digital Asset Wallet, and any and all Digital Assets you use in connection with the Services.

7. RISK DISCLOSURES

You understand, accept, and agree to assume all of the various risks involved in interacting with the Platform, the Services, Reward Services, and all other services, products, games, or features directly related to or in connection with these Terms including, without limitation, all risks set forth below.

• Digital Assets, the features, functions, characteristics, operations, use, and other properties and/or software, networks, protocols, systems, or other technology that Digital Assets interact with are complex; and the terms, features, or risks described herein are not a complete or exhaustive list of all such features, risks, or complexities and may not be readily or fully understood due to such complexities.
• Blockchain networks and Digital Assets may be subject to forks or attacks on the security, integrity, and/or operation of the networks, including any network events. These events may affect features, functionality, operations, use, or properties of any Digital Asset or network and/or the value of any Digital Asset.
• The public nature of the Internet means that parts or the Internet may be unreliable or unavailable at any given time. Interruption, delay, corruption, loss of data, the loss of confidentiality or privacy through the course of data transmission, or malware transmission may occur when transmitting data via the Internet or other technology. This can result in your transaction(s) not being executed according to your instructions, at the requested time, and/or not at all. No technology is completely secure or safe.
• Digital Assets may decrease in value or lose all value, in a short period of time or permanently, due to various factors including, without limitation, government or regulatory activity, the discovery of wrongful or illegal conduct, market manipulation, price distortion, insider dealing, market distortion, malicious wrongdoing or behaviors, changes to the Digital Asset's nature or characteristics, suspension, or cessation of support for a Digital Asset by exchanges, public opinion, technical advancements, macroeconomic and political factors, and other factors outside of our control.
• Digital Assets stored in a Digital Asset Wallet are not protected deposits and may not be protected by any deposit protection scheme. Thus, Digital Assets have a reduced level and type of protection compared to fiat and other asset classes or types.
• We are subject to an extensive and rapidly evolving regulatory landscape, and any changes to any law or regulation could adversely impact our ability to offer the Services and/or your use or access to the Services. Such regulatory change may also impact your legal obligations with respect to your use of the Services.
• You understand that smart contract transactions automatically execute and settle, and blockchain-based transactions are irreversible when confirmed. You acknowledge and accept that the cost and speed of transacting with cryptographic and blockchain-based systems are variable and may increase dramatically at any time.
• Digital Assets will be irretrievably lost if sent to the wrong address. For instance, if the address is improperly formatted, contains an error, or for a different type of Digital Asset.
• We may run promotional campaigns from time to time that are sponsored by our business partners with higher annual percentage rates to benefit users. These higher rates may be temporary and you should consider whether the relevant offer still meets your needs once the interest rate reverts to its normal level after the promotional period.
• You acknowledge the inherent financial risks of participating in the Platform, including the potential complete loss of all Digital Assets due to game outcomes, market volatility, smart contract risks, or liquidity pool performance. You are fully responsible for any losses incurred and must only use funds you can afford to lose.

8. CHANGES, SUSPENSION, AND TERMINATION

We may, at our sole discretion and without liability to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, all or any part of the Services. You acknowledge that our decision to take certain actions including limiting, suspending, or terminating your access to the Services, may be based on our confidential criteria that are essential to our risk management and security protocols. You agree that we are under no obligation to disclose the details of our risk management and security procedures to you.

8.1 No Liability for Changes

We will not be liable for any losses suffered by you resulting from any modification of the Services or from any suspension or termination of your access to all or a portion of the Services. You acknowledge that Digital Asset values may fluctuate during any period during which the Services have been suspended and agree that we will have no liability for any such fluctuations. You also acknowledge that in the event of permanent suspension or termination of the Services, the Digital Assets associated with your account may be lost and that we will have no liability for any such losses. You waive and hold us and our licensees and service providers harmless from any claims resulting from any action taken by us and/or any of the foregoing parties during, or taken as a consequence of, investigations by us, such parties, or law enforcement authorities. We have the right and sole discretion to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone using the Services.

8.2 Effect of Termination

In the event of the termination of your right to access or use any part or all of the Services, discontinuation of the Services, or other termination of your right to access any portion or all of the Services we may, without limitation to any other term in this Agreement, legal right, or otherwise:

• block any and all of your Digital Wallet Addresses and Third Party Accounts from accessing the Services;
• delete or deactivate your profile and all related information and/or materials associated therewith, without liability to you; and/or
• cancel any open transaction, or other use of the Services that are pending at the time of discontinuation or termination.

9. INTELLECTUAL PROPERTY RIGHTS

9.1 OTB Materials

The Services and its entire contents, features, and functionality including but not limited to all information, software, text, displays, images, video, and audio, the design, selection, and arrangement thereof, and the "look and feel" of the Services, except any open source software, are owned by us ("OTB Materials"), its licensors, or other providers of such material and are protected by applicable and/or international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

9.2 Limitations on Use

In connection with your use of the Services, you may use the OTB Materials solely as authorized by us for as long as we permit you to continue accessing the Services. Without limiting the foregoing, you agree not to:

• resell, lease, lend, share, distribute, or otherwise permit any third party to use the OTB Materials or the Services;
• modify or create derivative works of OTB Materials or the Services, or any portion thereof, or any data or information received by you in connection therewith;
• frame, display, or incorporate the OTB Materials or the Services in any website or any other work of authorship;
• decompile, disassemble, reverse engineer, or attempt to discover the source code of the Services or OTB Materials;
• use the Services or OTB Materials to design, develop, or create any competing product or service;
• use the OTB Materials or Services for any commercial or noncommercial purpose other than their intended purposes determined at our sole discretion;
• suggest, imply, or misrepresent any affiliation, connection, or partnership with, or endorsement by, OTB; or
• use the Services or OTB Materials in any service bureau environment.

9.3 Rights We Grant You

We hereby permit you to use and access the Services, provided that you comply with these Terms. If any software, content, or other materials owned or controlled by us are distributed to you as part of your access or use of the Services, we hereby grant you a non-sublicensable, non-transferable, and non-exclusive right and license to execute, access, and display such software, content, and materials provided to you as part of the Services, in each case for the sole purpose of enabling you to use the Services as permitted by these Terms.

9.4 Reservation of Rights

If your use or access to the Services is in breach of these Terms, your right to access the Services will stop immediately and you must, at our sole option, return or destroy any copies of the materials that you made directly or indirectly from the Services. No right, title, or interest in or to the Services is transferred to you, and all rights not expressly granted are reserved by us. You may freely use any open-source materials up to the limits provided, but in accordance with any requirements placed, by those materials' open-source licenses. Any use of the Services not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other applicable laws.

9.5 Trademarks

Our legal name, the terms "OTB," "BETVIBE," "BETVIBE.WIN," and any and all other related names, logos, product and/or service names, designs, and slogans are trademarks of OTB, its affiliates, or licensors. You agree not to use such marks without our prior express written permission.

10. PLATFORM CONTENT

We do not warrant the accuracy, completeness, or usefulness of any materials or information that we or a third party present on or through the Services and such information is made available solely for general information and education purposes. Any material, content, or information posted to the Services should not be construed as an intention to form a contract, and in no case should any information be construed as an offer from OTB to buy, sell, exchange, or otherwise transact with you using Digital Assets. We disclaim all liability and responsibility arising from any reliance placed on such information or materials by you, any other user or person who may be informed of any of the Services contents, or by the actions or omissions of others interacting with the Services.

11. FEEDBACK

Any questions, suggestions, ideas, feedback, reviews, or other information or materials regarding the Services that you provide us with (collectively, "Feedback") are non-confidential. OTB will be entitled to the unrestricted use and dissemination of Feedback for any purpose, commercial or otherwise without acknowledgment, attribution, or compensation to you. You hereby assign to OTB all right, title, and interest to Feedback together with all associated intellectual property rights and waive any claim for, acknowledgement or compensation based on any Feedback or any modifications made based on any Feedback.

12. CHARGES AND FEES

We may, in our sole discretion and at any time, set or modify the fees for any or all of the Services. Except as required by law, fees are non-refundable.

12.1 Our Fees

You agree to pay us all applicable fees associated with your use of the Services. We may change the fees and any fee schedule at any time, without notice.

12.2 Third Party Fees

You may be charged fees for your use or access to the Protocol through a third party interface. You are responsible for doing your own diligence on any third party interface to understand any applicable fee or charge that the third party interface provider may charge you. Under no circumstances will OTB incur any liability, of any kind, to you arising from or relating to fees charged to you by your access or use to the Protocol via a third party interface or any Third Party Service.

12.3 Blockchain Fees

Blockchain transactions require the payment of transaction fees to the appropriate network's nodes, miners, validators, or operators ("Blockchain Fees"). You will be solely responsible to pay the Blockchain Fees for any transaction that you initiate via the Services. Blockchain Fees are neither levied directly by OTB nor paid to or shared with OTB in any way, but rather are determined by your use of the Services and the rules placed by corresponding blockchain communities at large. You acknowledge and agree that OTB has no control over Blockchain Fees (including without limitation their applicability, payment, amounts, transmission, intended operation, and effectiveness) whether related to your use of the Services or otherwise, and in no event will OTB be responsible to you or any other party for the payment, repayment, refund, disbursement, indemnity, or for any other aspect of your use or transmission of Blockchain Fees.

13. WARRANTY DISCLAIMER

OTB has no oversight on or control over any particular Digital Asset, Protocol, or blockchain network. You are responsible for your use of the Services, the functionalities that you enable, transactions engaged on the Protocol through the Services, and access or use of the information derived thereof. You are also solely responsible for complying with all applicable laws related to transactions and activities that directly or indirectly incorporate our provision of the Services.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NOT EVENT WILL OTB AND/OR OUR SERVICE PROVIDERS OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, MAN-IN-THE-MIDDLE ATTACK, VIRUS, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SERVICES, PLATFORM, OR OTB MATERIALS, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF OTB THROUGH THE SERVICES, OR YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY THIRD PARTY WEBSITE LINKED TO IT.

YOUR USE OF THE SERVICES AND ANY SERVICE CONTENT IS AT YOUR SOLE RISK. THE SERVICES, OTB MATERIALS, PLATFORM, PROTOCOL, REWARD SERVICE, AND ANY OTHER SERVICE, PRODUCT, FEATURE, OR REWARD, PROVIDED BY OR ON BEHALF OF OTB ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT LEGALLY PERMISSIBLE, IN NOT EVENT WILL OTB, OUR SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES BE LIABLE FOR, AND EXPLICITLY DISCLAIM, ANY AND ALL REPRESENTATIONS OR WARRANTIES OF ANY KIND RELATED THE SERVICES, OTB MATERIALS, PLATFORM, PROTOCOL, REWARD SERVICE, AND ANY OTHER SERVICE, PRODUCT, FEATURE, OR REWARD, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING (WITHOUT LIMITATION) THE WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE.

NEITHER OTB AND/OR OUR SERVICE PROVIDERS OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES, OTB MATERIALS, THE PROTOCOL, THE PLATFORM, AND/OR ANY PRODUCT, SERVICE, FEATURE, OR OTHER ITEM PROVIDED BY OR ON BEHALF OF OTB. OTB AND/OR OUR SERVICE PROVIDERS OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES DO NOT REPRESENT OR WARRANT THAT:

• ACCESS TO THE SERVICES, OTB MATERIALS, THE PLATFORM, THE PROTOCOL, AND ANY OTHER PRODUCT, SERVICE, FEATURE, REWARD, OR ITEM PROVIDED BY OR ON BEHALF OF OTB WILL BE CONTINUOUS, UNINTERRUPTED, TIMELY, WITHOUT DELAY, ERROR-FREE, SECURE, OR FREE FROM DEFECTS;
• THE INFORMATION CONTAINED OR PRESENTED ON THE SERVICES, OTB MATERIALS, THE PROTOCOL, OR THE PLATFORM IS ACCURATE, RELIABLE, COMPLETE, CONCISE, CURRENT, OR RELEVANT;
• THE SERVICES, OTB MATERIALS, PLATFORM, PROTOCOL, REWARDS, AND ANY OTHER SERVICE, PRODUCT, FEATURE, REWARD, OR ANY SOFTWARE CONTAINED THEREIN WILL BE FREE FROM DEFECTS, MALICIOUS SOFTWARE, ERRORS, OR ANY OTHER HARMFUL ELEMENTS, OR THAT ANY OF SUCH WILL BE CORRECTED; OR
• THE SERVICES, OTB MATERIALS, PLATFORM, PROTOCOL, REWARDS, REWARD SERVICES AND ANY OTHER SERVICE, PRODUCT, FEATURE, OR REWARD, WILL MEET ANY USER'S EXPECTATIONS.

NO INFORMATION OR STATEMENT THAT WE MAKE, INCLUDING DOCUMENTATION OR PRIVATE COMMUNICATION, SHOULD BE TREATED AS OFFERING ANY WARRANTY CONCERNING THE SERVICES, OTB MATERIALS, PLATFORM, PROTOCOL, REWARDS, AND ANY OTHER SERVICE, PRODUCT, FEATURE, OR REWARD PROVIDED BY OR ON BEHALF OF OTB. WE DO NOT ENDORSE, GUARANTEE, OR ASSUME ANY LIABILITY OR RESPONSIBILITY FOR ANY CONTENT, ADVERTISEMENTS, OFFERS, STATEMENTS, OR ACTIONS BY ANY THIRD PARTY EITHER REGARDING THE SERVICES, OTB MATERIALS, THE PLATFORM, THE PROTOCOL, REWARDS, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF OTB. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

14. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless OTB and our licensors and service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• your violation of these Terms;
• your use of Services;
• your interactions or transaction with or on the Platform through the Services or the Protocol, and any other service, product, application, game, program, or feature accessible on or through the Services;
• your use of or reliance on the Platform's content, the Services, OTB Materials, and/or any other services or products other than as expressly authorized in these Terms;
• your access or use of a Third Party Service;
• engaging in any Prohibited Use, whether alone or in concert with others such as front-running;
• connecting any Third Party Account to the Services and/or any Linked Account Information;
• congestion on any blockchain network available on the Platform;
• failed transactions when bridging, staking, converting, or otherwise transacting Digital Assets; and/or
• your use of any Software Development Kit (SDK), Command-Line Interface (CLI), Application Program Interface (API), or other software offered by us or provided through the Platform or Services.

15. LIMITATION OF LIABILITY AND DISCLAIMER OF DAMAGES

YOU HEREBY ACCEPT THAT BY USING THE SERVICES, THERE IS A RISK THAT YOU MAY, AS WELL AS WINNING MONEY, LOSE MONEY. YOU AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR OWN RISK AND OTB ACCEPTS NO RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY CONSEQUENCES THAT ARE ALLEGED TO HAVE OCCURRED THROUGH YOUR USE, OR MISUSE, OF THE SERVICES.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL OTB, OUR LICENSORS, OR OUR SERVICE PROVIDERS AND THEIR EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE THE SERVICES, OTB MATERIALS, THE PLATFORM, THE PROTOCOL, AND/OR ANY PRODUCT, SERVICE, REWARD, DIGITAL ASSET, OR OTHER ITEM PROVIDED BY OR ON BEHALF OF OTB, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

THIS DISCLAIMER OF LIABILITY EXTENDS TO ANY AND ALL DAMAGES CAUSED BY ANY THIRD PARTY (INCLUDING, WITHOUT LIMITATION, THOSE CAUSED BY FRAUD, DECEIT, OR MANIPULATION), WHETHER OR NOT A USER, OR ANY FAILURE, EXPLOIT, OR VULNERABILITY OF THE SERVICES, THE PLATFORM, THE PROTOCOL, OTB MATERIALS, AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF OTB.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COLLECTIVE LIABILITY OF OTB, AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID DIRECTLY TO OTB FOR THE SERVICES IN THE LAST SIX MONTHS OUT OF WHICH LIABILITY AROSE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

16. DISPUTE RESOLUTION AND MANDATORY ARBITRATION

Please read this section carefully because it waives any right to participate in any class action or other representative action or proceeding. This section requires you to arbitrate certain disputes and limits the ways in which you can seek relief, including by precluding you from suing in court or having a jury trial.

16.1 Waiver of Class Actions and Right to Jury Trial

To the extent permissible by law, any claim, controversy, or dispute arising out of or related to these Terms, or any products or services provided in connection with the Services (each, a "Dispute") must be brought in your individual capacity, and not as a plaintiff or class member in any putative class, collective action, or representative proceeding (collectively, "Class Action Waiver"). The arbitrator may not consolidate more than one person's claims or engage in any arbitration on behalf of a class. You agree that, by entering into these Terms, you are waiving the right to a trial by jury and the right to participate in a class action.

16.2 Informal Resolution

Before filing a claim against OTB, you agree to try to resolve the Dispute by first emailing support@betvibe.win with a description of your claim and proof of your relationship with OTB. If we can't resolve the Dispute within sixty days of our receipt of your first email, you or OTB may then submit the Dispute to binding arbitration as provided herein.

16.3 Arbitration Agreement

All Disputes between you and OTB must be resolved by final and binding arbitration. By agreeing to binding arbitration, you and OTB expressly waive the right to formal court proceedings including without limitation trial by jury and class action. These Terms affect interstate commerce, and the enforceability of this section will be substantively and procedurally governed by the Federal Arbitration Act 9 U.S.C. § 1, et. Seq. ("FAA").

16.4 Conducting Arbitration

The arbitration shall be conducted by the International Chamber of Commerce ("ICC") under its Commercial Arbitration Rules ("ICC Rules") then in effect. If you are a consumer, the most recent version of the ICC Rules can be accessed here. These Terms shall govern any conflict between the ICC Rules and these Terms. The location and type of hearing shall be determined in accordance with the ICC Rules. Further, a party's right to request a hearing shall also be determined in accordance with the ICC Rules. Unless otherwise ordered by an arbitrator or pursuant to the ICC Rules, any in-person arbitration shall be in English and held remotely to the maximum extent and administered in New York, New York, or another mutually agreeable location.

16.5 Confidentiality

OTB, the arbitrator, and you, will each maintain the confidentiality of any arbitration proceedings, judgments, and awards including information shared and produced during the arbitration.

16.6 Arbitration Time for Filing

Any arbitration must be commenced by filing a demand for arbitration within one year after the date the party asserting the claim first knows or reasonably should know of the act, omission or default giving rise to the claim. If applicable law prohibits a one year limitation period for asserting claims, any claim must be asserted within the shortest time period permitted by applicable law. If a claim is not filed within such period, the Dispute is permanently barred.

16.7 Severability

If any portion of this section is found to be unenforceable or unlawful for any reason, the unenforceable or unlawful provision shall be severed from these Terms and such severance of the provision(s) shall have no impact whatsoever on the remainder of this section. Further, to the extent that any claims must therefore proceed on a class, collective, consolidated, or representative basis, such claims must be litigated in a civil court of competent jurisdiction and not in arbitration, and the parties agree that litigation of those claims shall be stayed pending the outcome of any individual claims in arbitration. Lastly, if any provision in this section is found to prohibit an individual claim seeking public injunctive relief, such provision shall have no effect to the extent relief is allowed to be sought outside of arbitration. The remainder of this section shall remain in full force and effect.

16.8 Modification

Notwithstanding any term or provision in these Terms to the contrary, you and OTB agree that if OTB makes any future material change to this section, we will notify you. Your continued use of the Services including the acceptance of features and services offered following the posting of changes constitutes your acceptance of any such changes.

17. GOVERNING LAW

These Terms shall be governed by, and construed and enforced in accordance with, the laws of the state of Anjouan in the Union of Comoros without regard to conflict of law rules or principles that would cause the application of the laws of any other jurisdiction. You agree that OTB may initiate a proceeding relating to the enforceability or validity of its intellectual property rights in any court of competent jurisdiction. With respect to any other proceeding not subject to arbitration under these Terms, the courts of Anjouan will have exclusive jurisdiction. You waive any objection to venue in any such courts.

18. AMENDMENTS TO THESE TERMS

We reserve the right to amend these Terms, any other agreement or document incorporated or referenced in these Terms, and any policy governing the use of the Services at any time and in our sole discretion. Any amendment will be effective immediately and you waive any right you may have to receive any specific notice of such amendment. Your continued use of the Services after posting of such amendment constitutes your agreement to be bound by all then-in-effect amendments to these Terms, regardless of whether you have actually reviewed them.

19. VERIFICATION

You may be required to provide us with certain information and/or documentation directly or through a third party. You authorize us, directly and/or through a third party, to make inquires that we consider necessary to verify your identity, protect against the misuse of the Services, or any other reason in connection with the Services or related therewith. You represent and warrant that all information you submit when you register for an account is accurate, current, true, and complete, and you will keep your account information accurate, current, and complete.

You are responsible for keeping your account information up to date, including the information that allows you to receive any notices or alerts that we may send you. You are solely responsible for any and all activity that occurs on your account, whether authorized by you or not, and you must keep your account information secure. You will notify us immediately of any breach of security or unauthorized use of your account. You agree that we will have no liability or responsibility for any permanent or temporary inability you may have in connection with your interaction with the Services.

You agree to indemnify us for any and all losses incurred as a result of your failure to provide complete, accurate, and up-to-date information at any point prior to, during, and following termination of your use of and access to the Services.

20. MISCELLANEOUS

19.1 Assignment

These Terms, and any other document, material, or information referenced herein is particular to you and any attempt that you make to assign, novate, or transfer your rights, interests, liabilities, and/or obligations is null and void, unless you have received OTB's prior written consent. OTB reserves the right to assign our rights without restriction, including without limitation to any of our affiliates or subsidiaries, or to any successor in interest of any business associated with the Services. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties and their successors and permitted assigns.

19.2 Term and Survival

We reserve the right to change, suspend or discontinue, or terminate, restrict, or disable your use of or access to, parts or all of the Services or their functionality at any time at our sole discretion and without notice. All sections of these Terms that by their nature should survive termination shall survive termination of these Terms.

19.3 Nonwaiver of Rights

Our failure or delay in exercising any right, power, or privilege under these Terms shall not operate as a waiver thereof.

19.4 Severability

If any provision of these Terms shall be determined to be invalid or unenforceable under any rule, law, or regulation, or any governmental agency whether local, state, or federal, such provision shall be interpreted to accomplish the objectives of the provision to the greatest extent possible under any applicable law, and the validity or enforceability of any other provision of the Terms shall not be affected.

19.5 Third Party Beneficiaries

Nothing in these Terms, expressed or implied, is intended to confer upon any person, other than the parties and their successors and permitted assigns, any of the rights hereunder.

19.6 Headings

Headings of sections are for convenience only and shall not be used to limit or construe such sections.

19.7 Force Majeure

You acknowledge and consent that the Services are provided by us according to our current technological capability and other business conditions. While we have made every effort to ensure continuity and security of the Services, we are unable to completely foresee and hedge against all legal, technological, and other risks. OTB will not be held liable for delays, failure in performance, or interruption of Services that result directly or indirectly from any cause or condition beyond our reasonable control. Such instances include:

• acts of God such as earth earthquakes, fires, cyclones, explosions, typhoons, monsoons, landslides, lightning, storms, tempests, pandemics, droughts or meteors;
• acts of war, whether declared or undeclared, including invasion, act of a foreign enemy, hostilities between nations, civil insurrection, or militarily usurped power; and acts of terrorism;
• civil disorder, such as acts of a public enemy, malicious damage, terrorism, sabotage, or civil unrest;
• embargoes or sanctions (such as confiscation, nationalization, requisition, expropriation, prohibition, restraint or damage to property by or under the order of any government or governmental authority;
• unnatural disasters, such as ionizing radiation or contamination by radioactivity from any nuclear waste or from combustion of nuclear fuel;
• labor disputes, including strikes, blockades, lock-outs, or other industrial disputes;
• failure of telecommunication outlets, including the internet, communications networks and facilities, or other infrastructure, systems, operations or of equipment relevant to the provision or use of the Services;
• data breaches or data-processing failure or incomplete processing; and/or
• changes in laws or regulations that may materially affect the Digital Assets and/or blockchain industries (collectively, "Force Majeure Events").

19.8 Taxes

It is your sole responsibility to determine whether and to what extent any taxes apply to activity you conduct through the Services; and to withhold, collect, report, and remit the correct amounts of taxes to the appropriate tax authorities. No communication or information provided to you by OTB is intended as, or should be considered or construed as, legal or tax advice.

19.9 Notice

Any notices or other communications provided by us under these Terms including those regarding modifications to these Terms will be posted online, in the Services, or through other electronic communication. You agree and consent to receive electronically all communications, agreements, documents, notices, and disclosures that we provide in connection with your use of the Services.

19.10 Privacy

To understand how OTB collects, uses, and shares information about you, please review our Privacy Policy.

19.11 Entire Agreement

These Terms and every other term or provision applicable to you, including any document incorporated by reference herein, constitute the entire agreement and understanding between you and OTB as to the subject matter hereof, and supersede any and all prior discussions, agreements, and understandings of any kind (including any prior versions of these Terms). Unless otherwise specifically stated, these Terms govern and control any conflict between these Terms and any other agreement you may have with OTB.

19.12 Translation

These Terms are set forth in the English language and all communications including any notices or information being transmitted shall be in English. In the event that these Terms or any part of it is translated (for any proceedings, for your convenience, or otherwise) into any other language, the English language text of these Terms shall prevail.